BUYER Typically Pays For:

  1. Escrow fees
  2. Document preparation (if applicable)
  3. Document preparation (if applicable)
  4. Notary fees
  5. Recording charges for all documents in buyer’s name
  6. Termite inspection (according to contract)
  7. Tax proration (from date of acquisition)
  8. Homeowner’s transfer fee
  9. All new loan charges (except those required by lender for seller to pay)
  10. Interest on new loan from date of funding to 30 days prior to first payment date
  11. Assumption/Change of Records fees for take-over of existing loan
  12. Beneficiary Statement fee for assumption of existing loan
  13. Inspection fees (roofing, property inspection, geological, etc.)
  14. Home Warranty (according to contract)
  15. Lender’s policy
  16. Fire insurance premium for first year

SELLER Typically Pays For:

  1. Real estate commission
  2. Escrow fees
  3. County documentary transfer tax (55 cents per $500 of consideration, exclusive of the value of any lien or encumbrances attaching to the property at time of sale)
  4. Applicable city transfer/conveyance tax (according to contract)
  5. Document preparation fee for deed
  6. Any loan fees required by buyer’s lender
  7. Payoff of all loans in seller’s name (or existing loan balance if being assumed by buyer)
  8. Interest accrued to lender being paid off
  9. Statement fees, reconveyance fees and any prepayment penalties
  10. Termite inspection (according to contract)
  11. Termite work (according to contract)
  12. Home Warranty (according to contract)
  13. Any judgments, tax liens, etc., against the seller
  14. Tax proration (for any taxes unpaid at time of transfer of title)
  15. Any unpaid homeowner’s dues
  16. Recording charges to clear all documents of record against seller
  17. Any bonds or assessments (according to contract)
  18. Any and all delinquent taxes
  19. Notary fees – escrow fee

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